There are so many things that I like about this true story I’m about to share with you! I figure the best thing to do is just tell the story and add some commentary at the end.
Learning To Save Money
For the past few years or so my girls have gotten regular doses of Dave Ramsey and his teachings. My wife and are Financial Peace University graduates and both listen to his podcasts on a regular basis. My kids overhear more than they’d probably like.
We also follow his recommendations on teaching our kids a about money. That would include them getting paid commissions for the work they do each week instead of an allowance handout. That commission money is split into 3 envelopes: giving, saving,and spending.
It’s the saving and spending money that is featured in this story. One way you can do this is through energy comparison to see if you can get a better deal on your monthly bills. You see, for several years my youngest has wanted an iPad. With some of the amazing things that you can do on iPad’s nowadays, it’s no wonder why so many people want them. Did you know that you can print from your ipad now? That’s what she chose to save for. All her commissions and any money she got for birthdays or holidays went in the savings envelope. You absolutely must make sure your energy provider is giving you the best idea. The amount of money we were wasting before we realised this! click here to find out more if you want to save money on your energy bills.
She spent a little money here and there on Lego Minifigures but she kept focused on her goal of buying her own iPad. Amazon became a place for her to research what she wanted for both the iPad and a case for it.
Her research intensified the past few weeks as she realized she was getting close to having saved enough money to make the purchase; $500.
Finally, the time came and she was ready! Her plan was to buy it the Wednesday before Thanksgiving. She didn’t have school and my wife had the day off. Plus, she was worried the one she wanted might be harder to find the closer it got to Christmas.
She walked into the electronics area of Target and found a clerk. My wife stayed in the background and let our daughter discuss the transaction. She let him know she wanted to buy a 64 GB gold iPad 4. From my wife’s vantage point she could tell the Target employee was impressed with her knowing exactly what she wanted.
She explained that she had been researching them and intended to pay cash for it… her own money that she had saved. It’s at this point the Target employee said something unexpected.
“I can’t sell this to you today,” he said. “I mean I could but if you come back tomorrow at 6pm when the store opens Thanksgiving night you’ll be able to buy it for the same price and it will come with a $100 Target gift card. I’ll put your name on it and hold it behind the counter for you.”
She had waited so long another 24 hours wasn’t going to hurt especially since it meant getting the unexpected $100 gift card. She gave the associate her name and left thrilled, not deflated that she was still without her iPad.
The next night my daughter and I arrived at the Target at 5:50. There was a line across the parking lot. Several hundred people impatiently waiting for the store to open. We waited in the car for a few moments before joining them.
The Target security crew did a fantastic job getting everyone in the store safely to shop. By 6:10 we were inside standing in the iPad line.
My daughter was beyond excited but frustrated at the slow moving line. Thirty minutes later she was at the front of the line.
I stood back and let her make the purchase. This associate was also impressed with the confidence my daughter displayed in stating exactly what she wanted. “You’re a girl after my own heart,” she said.
My daughter pulled her envelopes out and laid the cash on the counter. She got her $100 Target gift card, her receipt, and her bag containing her iPad. “Congrats on your purchase. Enjoy it,” The Target employee said as my daughter walked away with a huge smile on her face.
What a great buying experience for my daughter. I’m proud of her for having the commitment and determination to save. I’m sure this experience will stick with her.
I purposely left the Target location and the name of the associate out of this post. I appreciate his honesty about the gift card offer and his willingness to hold an iPad for my daughter and would hate to get him in trouble if he broke a store policy.
I plan on looking for him the next time I shop at that Target. I want him to know his interaction with my daughter was appreciated. Using her name and addressing her (and not her Mom) added to the buying experience and made an impact on my daughter.